Introducing a new way to get paid, and a new way to pay – UDW is excited to announce our newest member benefit, the Focus CardTM. Get your IHSS pay directly deposited onto your very own debit Mastercard® to save time and money.

Did you know that nearly 70% of IHSS providers still receive paper checks?

Direct deposit allows you to avoid lost or delayed paper checks, and check cashing fees from predatory lending companies. But you can’t sign up for direct deposit if you don’t have a bank account.

Until now.

Sign up for the Focus Card today, and enjoy the perks of direct deposit without unnecessary credit checks. You can use your card anywhere that debit Mastercard is accepted, and because it’s not a bank account or credit card, you can can’t spend more than you have.

“The Focus Card is awesome! I went to US Bank and used the ATM and they didn’t charge me a fee. I ordered stuff online – I didn’t have any problems.  I get the text alerts on my phone, so anytime I use my card it will tell me what I spend and what I have left. I can text BAL and my balance will be sent to me. It’s like someone’s sitting there waiting for you to text them so you can get that information right away. The sign-up process was easy – I did everything right away and I didn’t have to call anybody for any information. And I received my check at least three business days faster than when I was receiving paper checks!”

– Dametrie Williams, provider in Riverside County

We worked hard to find a prepaid card that works for you. Enjoy low and no fees for common transactions, easy online access to your account, and 24/7 customer service.

To get started, follow these three simple steps:

  1. Sign up for your Focus Card

Visit to request your Focus Card.  Once you’ve completed the enrollment and your request is accepted, you should receive your card in a plain, white envelope with an Indianapolis, IN return address in 7-10 business days.

  1. Enroll in direct deposit

You will receive your Focus Card account and routing numbers upon enrollment. Once you have this information, fill out the state’s IHSS direct deposit form available at, and submit the form to the state.

  1. Use your card

Proudly use your Focus Card everywhere Mastercard debit cards are accepted, including in stores, online, and over the phone. You also have several ways to get cash, pay bills, and track your spending.

Learn more and get your card today!

Be sure to check out the FAQs and cardholder agreement at Click here to view the fees schedule.

The Focus Card is issued by U.S. Bank National Association pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. © 2017 U.S. Bank. Member FDIC.